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09-02-2023
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12-04-2022
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26-10-2022
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13-10-2022
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06-09-2022
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11-08-2022
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FAQs
What is Insurance Repository system (IR)?
IRDAI has introduced the IR system to provide policyholders a facility to keep insurance policies in electronic form and to undertake changes, modifications and revisions in the insurance policy with speed and accuracy in order to bring about efficiency, transparency and cost reduction in the issuance and maintenance of insurance policies.
When IR system was introduced?
IRDAI has introduced the concept of insurance repository in the year 2011.
Is there any regulations/guidelines/circulars issued governing the IR?
Yes. IRDAI has issued Guidelines on Insurance Repositories and electronic issuance of insurance policies dated 29th April 2011, Circular for Procedure for appointment of Approved Persons dated 18th July 2013 and revised guidelines on Insurance Repositories and electronic issuance of insurance policies dated 29th May 2015.
Who is Approved Person?
Approved Person means an entity approved and appointed by an insurance repository as its agent to perform certain assigned tasks in relation to and incidental to the functions of Insurance Repository.
What is e-Insurance Account? (eIA)
eIA is an electronic account opened by a person with an insurance repository wherein the portfolio of insurance policies of policyholder is held in electronic form.