In orderto make available a standard Personal Accident product with commoncoverage and policy wordings across the industry, an exposure draft onGuidelines on Standard Personal Accident product along with Standardterms and conditions (Annexure -1), Customer Information Sheet (Annexure- 2) and Use andFile format (Annexure-3) is issued and attached herewith.

All the stakeholders are requested to forward their comments/suggestions on theexposure draft by 18th December,2020 in the attached format.

Stakeholdersare also requested to suggest a suitable name for the product. The personwhose suggested name is selected will be issued a certificateof appreciation by Chairman, IRDAI.

The comments along with the suggested name may be mailedto aparnakavuri@irdai.gov.in.