In order to bring in uniformity in the wordings of health insurance policy contracts, it is proposed to standardize some of the general clauses that are commonly incorporated in the health insurance policy contracts of indemnity based health products. With this objective, an exposure draft on "Guidelines on Standardization of General Clauses in Health Insurance Policy Contracts” is issued and attached herewith. All stakeholders are requested to forward their comments/suggestions on the proposed guidelines by 25th January, 2020 in the attached format.

 The comments may  be mailed to pankaj.sharma@irdai.gov.in

SURESH MATHUR 

Executive Director (Health)

Insurance Regulatory and Development Authority of India,

Sy No: 115/1,

Financial District, Nanakramguda,

Hyderabad 500032