Document Detail

Title: Guidelines
Reference No.: IRDAI/HLT/GDL/CIR/136/08/2018
Date: 27/08/2018
Modified Guidelines on ‘Items for which optional cover may be offered by in

In partial modification of Annexure 1 of Chapter III of the ‘Guidelines on standardization of Health insurance business’ issued vide Circular Ref: IRDA/HLT/REG/CIR/146/07/2016 dated 29.07.2016, the following items are deleted from the said list of “Items for which optional cover may be offered by insurers”.

 

Ref.

No.

Item

61

Dental Treatment Expenses that do not require hospitalization

62

Hormone replacement Therapy

64

Infertility / Subfertility / Assisted conception procedure

65

Obesity (Including Morbid Obesity) Treatment if excluded in policy

66

Psychiatric and Psychosomatic Disorders

67

Corrective Surgery for Refractive Error

68

Treatment of Sexually Transmitted diseases

73

Any expenses when the patient is diagnosed with retro virus or suffering from HIV/AIDS etc is detected / directly or indirectly

74

Stem cell Implantation / Surgery and Storage

177

Aesthetic Treatment / Surgery

 

 

 

D V S Ramesh

General Manager (Health)

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