Life Insurance Products Terms and Conditions

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Life Insurance products - Terms and conditions

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  Archive / Non Archive
Financial Year
Name of the Insurer
Product Name
UIN
Type Of Product
Date Of Launch/Effecting Modification
Date Of Closing / Withdrawal
Protection/ Savings/ Retirement
Par/Non-par
Individual/Group
Remarks Download
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Traditional Accidental Death Benefit Rider 140B001V02 Non-ULIP 2013-09-20 20-09-2013 2019-12-20 20-12-2019 Protection Non-Par Individual
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Traditional CriticaI Illness Rider 140B002V02 Non-ULIP 2013-09-24 24-09-2013 2019-12-20 20-12-2019 Protection Non-Par Individual
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Traditional Waiver of Premium Rider 140B007V01 Non-ULIP 2015-06-25 25-06-2015 2019-12-20 20-12-2019 Protection Non-Par Individual
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Group Traditional Accidental Total and Permanent Disability (ATPD) & Accidental Death Benefit (ADB) Rider 140B008V01 Non-ULIP 2015-09-15 15-09-2015 2017-03-31 31-03-2017 Protection Non-Par Group
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Pradhan Mantri Jeevan Jyoti Bima Yojana 140G048V01 Non-ULIP 2015-09-30 30-09-2015 -- -- Protection Non-Par Group
Non-Archived 2014-15 Pramerica Life Insurance Ltd. Pramerica Life Wealth+ Ace 140L025V02 ULIP 2015-03-10 10-03-2015 2019-12-01 01-12-2019 Savings Non-Par Individual
Non-Archived 2014-15 Pramerica Life Insurance Ltd. Pramerica Life Smart Wealth+ 140L041V01 ULIP 2014-07-25 25-07-2014 2019-04-15 15-04-2019 Savings Non-Par Individual
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Family Income Plan 140N001V02 Non-ULIP 2013-10-01 01-10-2013 2019-09-18 18-09-2019 Protection Non-Par Individual
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Sarv Suraksha 140N007V02 Non-ULIP 2013-07-05 05-07-2013 2015-07-24 24-07-2015 Protection Non-Par Group
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Sarv Suraksha 140N007V03 Non-ULIP 2015-08-31 31-08-2015 2016-12-13 13-12-2016 Protection Non-Par Group
Non-Archived 2016-17 Pramerica Life Insurance Ltd. Pramerica Life Sarv Suraksha 140N007V04 Non-ULIP 2017-03-09 09-03-2017 2017-04-01 01-04-2017 Protection Non-Par Group
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Family First 140N008V02 Non-ULIP 2013-10-01 01-10-2013 2019-09-18 18-09-2019 Protection Non-Par Individual
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life U-Protect 140N029V02 Non-ULIP 2013-10-01 01-10-2013 2019-10-04 04-10-2019 Protection Non-Par Individual
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Sahaj Suraksha 140N032V02 Non-ULIP 2014-01-06 06-01-2014 2016-07-30 30-07-2016 Savings Par Individual
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Aajeevan Samriddhi 140N033V01 Non-ULIP 2013-07-18 18-07-2013 2016-07-30 30-07-2016 Savings Par Individual
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Group Term Plan - EDLI 140N034V01 Non-ULIP 2013-06-11 11-06-2013 2014-07-30 30-07-2014 Protection Par Group
Non-Archived 2014-15 Pramerica Life Insurance Ltd. Pramerica Life Group Term Plan - EDLI 140N034V02 Non-ULIP 2014-08-01 01-08-2014 2015-08-18 18-08-2015 Protection Non-Par Group
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Group Term Plan - EDLI 140N034V03 Non-ULIP 2015-08-27 27-08-2015 2017-03-31 31-03-2017 Protection Non-Par Group
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Group Term Plan - Employer Employee Scheme 140N034V03 Non-ULIP 2015-08-27 27-08-2015 2017-03-31 31-03-2017 Protection Non-Par Group
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Group Term Plan - Non Employer – Employee Scheme 140N034V03 Non-ULIP 2015-08-27 27-08-2015 2017-03-31 31-03-2017 Protection Non-Par Group
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Rakshak+ 140N035V01 Non-ULIP 2013-10-16 16-10-2013 2019-09-18 18-09-2019 Savings Non-Par Individual
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Future Idols Gold+ 140N036V01 Non-ULIP 2013-10-16 16-10-2013 2016-07-30 30-07-2016 Savings Par Individual
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Smart Cash Protect 140N037V01 Non-ULIP 2013-11-18 18-11-2013 2016-07-30 30-07-2016 Savings Par Individual
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Roz Sanchay 140N038V01 Non-ULIP 2013-12-09 09-12-2013 2016-07-30 30-07-2016 Savings Non-Par Individual
Non-Archived 2013-14 Pramerica Life Insurance Ltd. Pramerica Life Group Credit Life + 140N039V01 Non-ULIP 2014-01-27 27-01-2014 2017-06-19 19-06-2017 Protection Non-Par Group
Non-Archived 2014-15 Pramerica Life Insurance Ltd. Pramerica Life Flexi Cash 140N040V01 Non-ULIP 2014-06-02 02-06-2014 2016-07-30 30-07-2016 Savings Par Individual
Non-Archived 2014-15 Pramerica Life Insurance Ltd. Pramerica Life Smart Assure 140N042V01 Non-ULIP 2015-04-13 13-04-2015 2016-07-30 30-07-2016 Savings Non-Par Individual
Non-Archived 2014-15 Pramerica Life Insurance Ltd. Pramerica Life Premier Gain 140N043V01 Non-ULIP 2015-04-27 27-04-2015 2016-07-30 30-07-2016 Savings Par Individual
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Smart Income  140N044V01 Non-ULIP 2015-04-27 27-04-2015 2016-07-30 30-07-2016 Savings Non-Par Individual
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Smart Money Back 140N045V01 Non-ULIP 2015-04-27 27-04-2015 2016-07-30 30-07-2016 Savings Par Individual
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Magnum Assure 140N047V01 Non-ULIP 2015-07-20 20-07-2015 2019-11-04 04-11-2019 Savings Non-Par Individual
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Rakshak Gold 140N049V01 Non-ULIP 2015-11-27 27-11-2015 2017-04-01 01-04-2017 Savings Non-Par Individual
Non-Archived 2015-16 Pramerica Life Insurance Ltd. Pramerica Life Smart Fee Protect 140N050V01 Non-ULIP 2016-03-01 01-03-2016 2019-12-20 20-12-2019 Savings Non-Par Individual
Non-Archived 2016-17 Pramerica Life Insurance Ltd. Pramerica Life TruShield 140N052V01 Non-ULIP 2016-08-01 01-08-2016 2018-12-11 11-12-2018 Savings Non-Par Individual
Non-Archived 2016-17 Pramerica Life Insurance Ltd. Pramerica Life Group Term Care 140N054V01 Non-ULIP 2016-08-24 24-08-2016 2017-06-19 19-06-2017 Protection Non-Par Group
Non-Archived 2019-20 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Accidental Death and Total & Permanent Disability Benefit Rider - Traditional 142B005V01 Non-ULIP 2019-12-16 16-12-2019 -- -- Protection Par and Non-Par Individual Rider
Non-Archived 2014-15 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Accidental Death and Total & Permanent Disability Benefit Rider- Traditional 142B005V01 NA -- -- -- -- NA NA Individual duplicate entry
Non-Archived 2015-16 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Accidental Death and Total & Permanent Disability Benefit Rider - Traditional 142B005V01 Non-ULIP 2015-05-13 13-05-2015 2019-12-15 15-12-2019 Protection Par and Non-Par Individual Rider
Non-Archived 2014-15 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Group Accidental Benefit Rider 142B006V01 Non-ULIP 2015-03-13 13-03-2015 -- -- Protection Par and Non-Par Group Rider
Non-Archived 2019-20 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Family Income Benefit Rider - Traditional 142B007V01 Non-ULIP 2019-12-16 16-12-2019 -- -- Protection Par and Non-Par Individual Rider
Non-Archived 2015-16 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Family Income Benefit Rider - Traditional  142B007V01 Non-ULIP 2015-05-13 13-05-2015 2019-12-15 15-12-2019 Protection Par and Non-Par Individual Rider
Non-Archived 2020-21 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life COVID-19 Benefit Rider-Traditional 142B023V01 Non-ULIP 2020-07-08 08-07-2020 -- -- Protection Par and Non-Par Individual Rider
Non-Archived 2015-16 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Pradhan Mantri Jeevan Jyoti Bima Yojana  142G047V01 Non-ULIP 2015-05-26 26-05-2015 2018-08-31 31-08-2018 Protection Non-Par Group
Non-Archived 2018-19 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Pradhan Mantri Jeevan Jyoti Bima Yojana 142G047V02 Non-ULIP 2018-09-01 01-09-2018 -- -- Protection Non-Par Group
Non-Archived 2013-14 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Dhan Suraksha Plus 142L041V01 ULIP 2014-01-24 24-01-2014 2020-01-31 31-01-2020 Savings Non-Par Individual
Non-Archived 2013-14 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Wealth Builder Plan 142L042V01 ULIP 2014-01-28 28-01-2014 2020-01-31 31-01-2020 Savings Non-Par Individual
Non-Archived 2015-16 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Group Retirement Benefit Plan 142L049V01 ULIP 2015-09-14 14-09-2015 -- -- Savings Non-Par Individual
Non-Archived 2013-14 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Premier Protection Plan 142N013V02 Non-ULIP 2013-06-05 05-06-2013 2019-05-06 06-05-2019 Protection Non-Par Individual
Non-Archived 2013-14 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Group Term Insurance in lieu of EDLI 142N032V02 Non-ULIP 2013-08-01 01-08-2013 2019-10-22 22-10-2019 Savings Non-Par Group
Non-Archived 2013-14 Star Union Dai-ichi Life Insurance Co.Ltd Star Union Dai- ichi's Group Term Insurance Scheme 142N035V01 Non-ULIP 2013-08-01 01-08-2013 2015-04-23 23-04-2015 Protection Non-Par Group
Non-Archived 2013-14 Star Union Dai-ichi Life Insurance Co.Ltd Star Union Dai-ichi's Guaranteed Money Back Plan 142N036V01 Non-ULIP 2013-07-02 02-07-2013 2016-02-23 23-02-2016 Savings Non-Par Individual
Non-Archived 2015-16 Star Union Dai-ichi Life Insurance Co.Ltd Star Union Dai-ichi’s Guaranteed Money Back plan 142N036V02 Non-ULIP 2016-02-24 24-02-2016 2020-01-31 31-01-2020 Savings Non-Par Individual
Non-Archived 2019-20 Star Union Dai-ichi Life Insurance Co.Ltd Star Union Dai-ichi's Guaranteed Money Back Plan 142N036V03 Non-ULIP 2020-02-01 01-02-2020 -- -- Savings Non-Par Individual
Non-Archived 2020-21 Star Union Dai-ichi Life Insurance Co.Ltd Star Union Dai-ichi’s Guaranteed Money Back Plan 142N036V04 Non-ULIP 2020-07-09 09-07-2020 -- -- Savings Non-Par Individual
Non-Archived 2013-14 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Loan Suraksha Plan 142N037V01 Non-ULIP 2013-08-01 01-08-2013 2017-06-30 30-06-2017 Protection Non-Par Group
Non-Archived 2017-18 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Loan Suraksha Plan 142N037V02 Non-ULIP 2017-07-01 01-07-2017 2019-01-10 10-01-2019 Protection Non-Par Group
Non-Archived 2013-14 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Shiksha Suraksha II 142N038V01 Non-ULIP 2013-08-01 01-08-2013 2015-10-14 14-10-2015 Protection Non-Par Group
Non-Archived 2015-16 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Shiksha Suraksha 2 Plan 142N038V02 Non-ULIP 2015-10-15 15-10-2015 2017-06-30 30-06-2017 Protection Non-Par Group
Non-Archived 2017-18 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Shiksha Suraksha 2 Plan 142N038V03 Non-ULIP 2017-07-01 01-07-2017 2019-01-10 10-01-2019 Protection Non-Par Group
Non-Archived 2013-14 Star Union Dai-ichi Life Insurance Co.Ltd SUD Life Bright Child 142N039V01 Non-ULIP 2013-11-07 07-11-2013 2016-02-23 23-02-2016 Savings Non-Par Individual
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