Renewability of Health Insurance - Policy Holder

Renewability of Health Insurance

There has been some concern among consumers, especially senior citizens, about insurance companies turning down the renewal of health insurance policies.

IRDA has stipulated that a health insurance policy should always be renewed except if there has been

1 Fraud

2 Moral hazard (intentionally taking an insurance policy in order to make a false claim)

3 Misrepresentation

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